I am in sync with the philosophy of open learning but have fear of the future?

Please note fear will be there whether you take the school-college route or you go self directed. Fear, fortunately is not out there in the world.  And since it’s only in our minds, we can use understanding of ourselves and the world around us to work on it. Fear is also used as a tool by society to try and drive us and we realize that it’s just a perspective, we can simply refuse to look at life in that way.
One way to develop different views is to look for stories of people who have either done open learning or in spite of having degrees etc are doing something totally different from their formal education.